Super fast ways to lower your car insurance premiums.

1. Raise your deductible amount to as high as you possibily can, like $1,000.  You only pay the deductible amount when you have a claim and when the claim is paid by your insurance carrier.

 

2. Ask your agent for discounts – military, senior citizen, credit union membership, good student and safe drivers. If you are not getting a discount then you need to ask for one, you just might get it.

 

3. Combine your coverages togther like home and auto. Most carriers will give a discount for this combined business, so ask!

 

4. Compare rates often, you would be suprised at how rates can change in just 3 years, so you could be overpaying right now.

 

5. Clean up your credit score!  Most insurance carriers will get a copy of your credit report and will adjust your annual premium according to credit worthyness.  A low credit score will mean a higher insurance premium and make it harder for you to find a carrier to insure you to begin with.  A clean credit history and higher credit score will mean a lower annual premium.

Need help finding a monthly car insurance or if you need a free DUI consultation give us a shout today.

  • The Credit Secrets Bible